Terms & Conditions

These Terms & Conditions (“Terms”) cover your use of livweal.com and anything you reach through it: our pages, our Legacy Letters, our forms, and the private spaces we use to work with clients. The website is operated by LivWeal® Practice, LLC (“LivWeal,” “we,” “us,” or “our”).

Please read them before you use the website. By using it, you agree to these Terms, to our Privacy Policy, and to our Disclaimer Policy, which are part of these Terms. If you do not agree, please do not use the website.

Our work reaches into the most personal parts of a life, and that kind of work is built on trust. These Terms exist so that you know exactly what to expect from us, and what we ask of you in return.

They are written to protect you, the people who work with us, and the integrity of the work itself. Where these Terms and our Ethics speak to the same thing, we hold ourselves to whichever standard is higher for you.

By using livweal.com (the “Website”), you agree to these Terms and to the policies that are part of them:

• Privacy Policy
• Disclaimer Policy
• The written agreement for any engagement you choose, where one applies

The Website is intended for people aged 18 or older.

These Terms apply whenever you:

• Read anything on the Website, including our Legacy Letters and Legacy Stories
• Subscribe to Legacy Letters
• Request a conversation through our form
• Write to us
• Access a private client workspace or community space we provide

Every engagement, from The Whole Picture to LivWeal® Collective, has its own written agreement. That agreement names the fee, the dates, what you leave with, and our promise to you. Where it differs from these Terms, the engagement agreement governs.

LivWeal is a guide, an approach, and a community for designing and living your legacy. We help you get clear, design your life and/or legacy, and bring it to life.

We are not an investment adviser, a law firm, a tax practice, or a clinical practice. Nothing on the Website, and nothing in our work together, is investment, legal, tax, medical, or psychological advice. Your estate attorney, wealth manager, and other advisors keep their roles. When something calls for a licensed professional, we will say so and help you find one.

Everything on the Website is offered for education and information. You decide what to do with it.

We take care that what we publish is accurate. When we cite research, we cite it accurately, limits included, and where evidence does not yet exist, we say so. Even so, we cannot promise that everything on the Website is complete, current, or free of error.

Neither LivWeal nor its owners, team, or contractors are responsible for errors or omissions on the Website, or for any loss that results from acting on it without advice from a professional who knows your situation. Please use your own judgment and take advice before acting on anything you read here.

Each engagement carries a written promise, and we keep it. Beyond those promises, we cannot guarantee any particular outcome in your life, your family, your finances, or a legacy project. What comes of this work depends on you, your circumstances, and many things outside our control.

The Legacy Stories on the Website are real, shared with permission. They show what was possible for those people. They are not a prediction of what will happen for you.

We may change, pause, or withdraw any part of the Website at any time, and we are not responsible if it is unavailable for a period.

If we give you access to a private client workspace or community space, it is for you alone. Please keep your login details private, do not share your access, and tell us straight away at hello@livweal.com if you believe someone else has used it.

When you give us information, please make sure it is accurate and current. How we handle it is set out in our Privacy Policy.

Some of our work runs on trusted third-party platforms. We choose them carefully, but we are not responsible for outages or failures on their side.

We may pause or end your access to the Website or a private space if:

• These Terms are broken
• Information you gave us is untrue
• Access is shared without our agreement
• An agreed fee is not paid
• The safety or privacy of others is put at risk

We do not take this lightly. Where it comes to that, we act in good faith and with respect, and we tell you why.

Our offerings are The Whole Picture, Finishing Well, Life and Legacy Design, Legacy in Motion, Dear Money, Let’s Talk, and LivWeal® Collective. Each is described on our Offerings page and confirmed in its own written agreement.

What becomes yours. What we build together becomes yours: Your Whole Picture, your design, your plan, your money philosophy, your words. You may use it however you choose, and you will never need us to keep living it.

What stays ours. The approach behind the work stays ours: the Lived Legacy Approach™, the Wholistic Wealth Method™, our questions, frameworks, workbooks, templates, and the way the work is structured. You may use the materials we give you for your own life, your family, and your own legacy project. Please do not copy, sell, teach, or adapt them into a competing offer without our written permission.

Every fee is named before you say yes, and every promise we make is written down, with its terms.

Paying. When you choose an engagement, we send one invoice. Payment holds your date. Fees may change over time, but the fee in your agreement is the fee you pay.

Our promises. Each offering carries its own promise, written into its agreement. For example, if you do not have clarity at the end of The Whole Picture, we return your fee. Where a promise is not met, we honor it as written.

LivWeal® Collective. Membership runs a year at a time. It is renewed by you and never automatically.

Refunds outside a promise. Any other refund or cancellation is governed by your engagement agreement. Refunds are issued through our payment provider, and we cannot control how quickly it processes them.

The Website and everything on it belong to LivWeal® Practice, LLC or are used with permission. That includes our text, Legacy Letters, images, design, logos, frameworks, processes, recordings, and downloadable resources.

LivWeal®, the Lived Legacy Approach™, and the Wholistic Wealth Method™ are our marks. Please do not use them without our written permission.

You may read, share links to, and quote short passages from the Website with credit to LivWeal. Anything beyond that needs our written permission.

Legacy Letters and any free resources we offer are for your personal use. Please do not sell, republish, or build a competing product from them. Sharing a link with someone it might help is always welcome.

Some of our work happens in community: the circles and gatherings of LivWeal® Collective, and any shared spaces we host. These spaces work because people can bring the real thing. In them, please:

• Hold what others share in confidence, as you would want yours held
• Treat everyone with respect
• Post nothing unlawful, misleading, or harmful
• Do not sell, solicit, or collect other members’ details without their agreement
• Do not share files that could damage someone’s device, or material you do not have the right to share

We may remove content or end access where needed to keep a space safe. Hosts and facilitators speak for themselves, not for LivWeal, unless they say otherwise.

What you share with us stays with us. We do not claim ownership of anything you send or post.

Your story appears publicly only with your permission. If you give us feedback or suggestions about how we work, we may use them to improve what we do, without payment to you and without naming you unless you agree.

When you share something in a shared space, please share only what is yours to share.

We do not record our conversations with you. Nothing you share goes into tools that keep it or learn from it.

If a recording would ever help, for example to give you a copy of something you said, we will ask first, in writing, and record only with your yes.

Your use of the Website is also governed by our Disclaimer Policy, which explains the limits of the information we publish. It is part of these Terms.

When you use the Website or write to us, you agree that we may reply electronically, and that notices and agreements we send by email or post on the Website meet any legal requirement to be in writing.

Writing to us does not by itself create a client relationship. We take care to keep what you send private, but no email system is completely secure, and we may be required by law to disclose a message.

The Website may link to other sites, including those of researchers, partners, and LivWeal Foundation. We do not control those sites and are not responsible for them. A link is offered for your convenience, not as an endorsement.

The Website is provided “as is.” To the fullest extent the law allows, we make no warranties of any kind, express or implied, about the Website or its content, including any implied warranties of merchantability or fitness for a particular purpose. This does not change the written promises in your engagement agreement.

To the fullest extent the law allows, LivWeal and its owners, team, contractors, and suppliers are not liable for any direct, indirect, incidental, special, consequential, or punitive loss arising from your use of the Website or its content, or from being unable to use it, however the claim arises.

Some places do not allow these limits, so they may not all apply to you. If you are unhappy with the Website, your remedy is to stop using it. Your rights under an engagement agreement are set out in that agreement.

Using the Website does not create a partnership, joint venture, employment, or agency relationship between you and LivWeal. If any part of these Terms cannot be enforced, it will be replaced by the enforceable provision closest to its intent, and the rest stays in effect.

We are not responsible for a delay or failure caused by events beyond our reasonable control, such as natural disasters, public emergencies, illness, government action, or failures of power, internet, or the platforms we rely on. If one of these affects a date we have set together, we will tell you promptly and set a new one.

If a court finds any part of these Terms invalid, the rest remains in effect. If we do not enforce a provision straight away, we have not given up the right to enforce it later.

These Terms are governed by the laws of the State of California, without regard to its conflict-of-law rules. The courts of Santa Barbara County, California, have jurisdiction over any matter not resolved under section 26.

We may update these Terms from time to time. When we do, we will change the date at the top of this page, and the updated Terms apply from then on. If a change is significant, we will say so on the Website, and we will tell current clients directly.

If something has gone wrong, please tell us first at hello@livweal.com. A person will reply within one business day, and most concerns are settled in conversation.

If a dispute cannot be resolved that way, you and LivWeal agree to settle it by binding arbitration in Santa Barbara, California, on an individual basis and not as part of a class action. The costs of arbitration will be shared as set out in the rules of the arbitration provider and as the law requires.

We are based in Santa Barbara, California, and we work with people wherever they are in the world. If you use the Website from outside the United States, you are responsible for following your local laws.

You agree to indemnify and hold harmless LivWeal® Practice, LLC and its owners, team, contractors, and advisors against claims, losses, and reasonable legal costs that arise from your breach of these Terms, your misuse of the Website, anything you post in a shared space, or your violation of someone else’s rights or the law.

These Terms, together with our Privacy Policy, Disclaimer Policy, and any engagement agreement you sign, are the entire agreement between you and LivWeal about the Website. They replace any earlier understanding about the Website. They are written in English, and the English version governs.

By using the Website, you confirm that you have read and agreed to these Terms. If you have a question about anything here, ask us.

LivWeal® Practice, LLC
3905 State Street, 7-313
Santa Barbara, CA 93105
United States
hello@livweal.com